Fill Out Application

Application takes up to 5 minutes. You will need to complete the following information: name, address, contact info, employment info, driver's license, bank account info, and social security number

Info Sent to Lenders

Your information is shown to 1000's of lenders in a matter of seconds. Based on the your specific information and guidelines the lenders make a decision.

Funds Direct Deposited

Once a lender is selected you will be contacted by them. A document will be sent to you to be eSigned and the funds will be wired to the bank account you provided.

Typical Lender Guidelines

To be accepted by most lenders in our network, you should:

  Be employed for at least 90 days.
  Be a US citizen or a permanent resident.
  Be over the age of 18.
  Have an income of $1,000 a month.
  Have a checking account in your name.
  Provide a valid email address.

Private and Secure

We use industry-recognized security and advanced encryption technology to protect your personal information.

Automated Repayment

If you authorize your lender to take payment via automatic withdrawals (known as "ACH transfers"), then your loan payments will be paid automatically directly from your bank account. This means each payment will be on time and you won't have to worry about missing any payments or incurring any late fees.

Late Payments

Late payment policies can differ among lenders. Please make sure you read and understand the loan agreement and your lender's late payment policy before accepting the loan. In some states, late fees may be limited by law. In other states, late payments may allow the lender to charge late fees and may accelerate the loan making it due in full immediately.

NOTE: Before agreeing to a loan, please make sure you can make your loan payments in full and on time. We support the responsible use of short-term loans and recognize that nobody knows your situation better than you.

Loan Extensions

State law may limit or prohibit a lender's ability to extend or "roll over" your loan. Consult with your lender if you need a loan extension.

Loan Default

If you can't make your loan payments on time, you may be in default of your loan obligations. If that happens, your lender may try and secure repayment from you using debt collection methods that are professional, fair and in compliance with the law. Lenders should always follow the Fair Debt Collection Practices Act guidelines when attempting to collect loans in default. Late payments and loan defaults may adversely affect your credit and may make it difficult to obtain future short-term loans.